No, non-bankers cannot directly apply for the JAIIB exam. To be eligible for the JAIIB exam, you need to be a registered ordinary member of the Indian Institute of Banking & Finance (IIBF). This membership is primarily open to individuals employed in the banking and finance industry whose employer is an institutional member of the IIBF.

However, there is an alternative option for non-bankers interested in acquiring knowledge and building a foundation in banking and finance. The Diploma in Banking & Finance (DBF), also offered by the IIBF, is considered equivalent to the JAIIB certification in the banking industry.

Here’s a summary of the key points:

JAIIB: Primarily for bank employees who are members of the IIBF.
DBF: Open to non-bankers and individuals who are not members of the IIBF.
Equivalence: Both JAIIB and DBF certifications are recognized as entry-level qualifications for various banking positions.
Content: Both courses cover similar topics related to banking and finance.
Examination: Both JAIIB and DBF have separate exams with similar formats and assessment structures.
Therefore, if you’re a non-banker interested in pursuing a career in banking or simply want to enhance your knowledge of the financial domain, the DBF can be a suitable option. You can find more information about the DBF syllabus, eligibility criteria, and exam format on the official IIBF website: https://www.iibf.org.in/.